The best online shopping deals are here. Where are you?

Does your bank offer you the best online shopping deals?

If the answer to that is no, then do you think that your bank is doing enough to make you a happy customer?

Things that banks do to make you a happy online shopping customer:

  1. Tie up with existing online shopping portals and offer exclusive discounts.

HDFC Smart Buy is a platform in with HDFC bank offers discounts to its customers on their online purchases on with tie ups on third party websites like Flipkart and Amazon and offer exclusive discounts to HDFC customers.

ICICI bank is offering a reward of a Rs 100 voucher on doing mobile recharge using ICICI bank internet banking. ICICI has come up with its platform where users can recharge their mobile balance, buy rail tickets, purchase electronics and lifestyle products, DTH and Broadband recharge, subscribe to popular magazines and get exclusive discounts on using their card ups on third party websites like Amazon, Book My Show, Make My Trip and offer exclusive discounts to its customers.

Discounts on your shopping using coupons? Sounds Cool, isn’t it?

Banks offer coupon codes for different products with exclusive discounts to their customers when they use debit/credit card for payment while buying the product/s across different Indian e commerce portals that they like to buy from like Flipkart, Snapdeal and other popular ecommerce portals like Amazon. There are websites that offer coupon codes and promo codes of different banks. Banks like SBI, HDFC, ICICI, IDBI, Axis bank, IndusInd bank, HSBC have offered coupon codes on sites like Grabon as well as others. SBI offers coupons with exclusive discounts on online shopping on Couponzguru.com.

  1. We can’t really survive without food, right? Women in today’s generation go to work, get tired and have very little time cook food at home. Convenience plays a very important role here.

Banks offer exclusive discounts on buying food online using the banks debit/credit card through various online food delivery portals like Swiggy and Zomato depending on where the customers would want to buy them from. ICICI, HDFC, SBI and Axis banks offer discounts on Swiggy and Zomato.

  1. Unable to get change while paying by cash? Banks offer hassle free payment on online shopping. Users can pay easily even if they opt for Pay On Delivery option on Amazon and Flipkart and pay through debit/credit card on delivery without having to worry about change (unlike cash payments) and can get exclusive discounts on products on their purchase using debit/ credit card.
  2. Unable to get change while paying by cash? Banks offer hassle free payment on online shopping. Users can pay easily even if they opt for Pay On Delivery option on Amazon and Flipkart and pay through debit/credit card on delivery without having to worry about change (unlike cash payments) and can get exclusive discounts on products on their purchase using debit/ credit card.
  3. Create their own online shopping portal app. SBI has come up with its own app like Yono.
  4. Offer reward points on every purchase using debit/credit card of the bank.
  5. Offer cashback to users on every purchase using debit/credit card of the bank.
  6. Banks have their own payment portals and offer payment gateway services. Banks like HDFC, ICICI and Yes bank have their own payment gateways and offer payment gateway services.

Well, you deserve to be happier than before, don’t you? Which bank do you prefer the most?

Author:- Harshita Chandpuri

Last modified: 10 Jul 2019

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